How much will I net hosting on PickRV?

How this projection works

Each line item in the breakdown is a deterministic, client-side calculation against the inputs you pick — no backend, no logged-in account, no server round-trip. The math is intentionally simple so a host can audit it in 30 seconds:

1. Annual gross = nightly rate × booked nights.
2. PickRV host commission = annual gross × cohort rate (7.5% founding or 17.5% post-launch default).
3. Stripe processing = 2.9% of gross + $0.30 per booking, where bookings = round(nights ÷ 7).
4. State sales tax and RV-specific surcharges are pass-through under marketplace-facilitator law — collected from the renter, remitted by PickRV (or by Owner where the state requires), not deducted from your net.
5. Annual host net = annual gross − commission − Stripe fees. That is the figure on the headline card.

What this projector does not model: refunds, damage claims (post-deposit), insurance you place directly with your own state-admitted underwriter, federal/state income tax (consult your CPA), depreciation of the rig itself, fuel + maintenance, and weekday/weekend rate variance. Real hosts see net swings of ±15–25% against a flat-rate projection like this one once damage and refund cycles are factored in.

Statute citations on the surcharge breakdown reflect law as of 2026-05-10 (cross-verified against src/data/stateRvCompliance.ts, lastVerified rolling 365-day window). Five pilot states (FL/CA/TX/CO/NV) are deep-verified by a CPA + counsel pass; the remaining 46 are statute-cited but counsel-review pending and labeled as such inside the data file.

What is locked into the 7.5% founders rate

The 7.5% Founding-100 commission is lifetime-grandfathered for the first 100 approved hosts — meaning PickRV cannot raise your personal rate above 7.5% for as long as your listing remains active on the platform, even after the published commission moves to its 17.5% post-launch default. This is the legal commitment, written into the Founding 100 Host Agreement (link goes live at the same time as the Master ToS).

• No volume tier reset. A host who books 6 nights/year keeps 7.5%. A host who books 300 nights/year keeps 7.5%. Outdoorsy publishes a 20–25% sliding range with no transparent thresholds; we do not.
• No silent rate hikes. The Master ToS requires 30 days written notice for any commission change, and the Founding 100 cohort is contractually exempt from that change.
• No buyer-side fee creep. Renter platform fee stays at 0% for the founding cohort — we will not add a buyer fee that effectively claws back your founder discount through a higher all-in cart price that depresses your bookings.
• Transferable on rig replacement. If you sell the listed rig and replace it with another rig of the same vehicle class, the 7.5% rate moves to the new listing. You do not lose your founder slot for upgrading your truck.
• Not transferable on host change. A founder slot belongs to the verified human host, not the LLC name on the listing. Transferring to a different host (sale of the business) terminates the founder rate; the new owner re-onboards at the published default.

Read the exact contract clause inside the Founding 100 Host Agreement — we will not publish a screenshot here because the document evolves with counsel review, but the bullet above is the operating intent and the legally-binding language will mirror it.

How to qualify for Founding 100

Qualification is intentionally light at the front door and intentionally rigorous on the back. We approve a host only after they pass all four gates:

1. Identity verification (Persona). Government-issued ID + live selfie match. PickRV stores only the pass/fail and Persona's verification ID — never the raw biometric template (BIPA-compliant by design).
2. Stripe Identity + Connect Express onboarding. Tax form (W-9 for US sole proprietors / LLCs, W-8BEN for non-US owners) + bank account in the host's legal name. T+2 business-day payout once verified.
3. Listing photo + spec audit. Minimum 8 photos including driver-seat interior, kitchen, bed in sleeping position, dump-station / fresh-tank labels, and one exterior shot showing both license plate angles (we redact the plate in the public listing). Specs cross-checked against the manufacturer's published GVWR / sleeping capacity.
4. Insurance + roadside. Proof of host-side rental coverage or opt-in to a PickRV-introduced state-admitted underwriter at checkout. PickRV is not an insurer; we do not bind coverage. The underwriter relationship is brokered at arm's length and the carrier name is disclosed before binding.

Apply at /become-a-host. We confirm each application by hand — expect a 2–5 business day response while the pilot is small. There is no waitlist trick; once 100 founders are approved, the cohort closes and subsequent hosts onboard at the published 17.5% default.

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