Insurance disclosure

PickRV does not currently sell or offer insurance coverage. Renters arrange their own coverage and should confirm it before the trip — most personal auto policies exclude RV rentals, so verify with your insurer. The host's commercial policy applies per their certificate of insurance. PickRV is not an insurer.

PickRV does not sell coverage or publish a rate card. If a licensed insurance partner is contracted in the future, carrier-quoted pricing would be disclosed before purchase.

PickRV does not currently offer insurance coverage, so there is no carrier of record to disclose. If a licensed insurance partner is contracted in the future, the carrier's name, NAIC number, AM Best rating, limits, deductible, and per-trip premium would be disclosed at checkout for each transaction, subject to state approvals, and coverage would be bound directly between the renter and the carrier. PickRV operates as a marketplace platform and would not be the carrier of record.

Cross-border (Mexico): Cross-border coverage into Mexico is not currently offered. US auto policies cannot legally place Mexico auto liability — coverage must come from a Mexican-admitted carrier (Comisión Nacional de Seguros). PickRV is evaluating Mexican-admitted partners and will announce availability when a partner is contracted.

Insurance regulation is state-specific. PickRV provides supplementary state disclosures where required by peer-to-peer car-sharing statutes (California Insurance Code §11580.24, Maryland Transp. §17-1101, Washington RCW 48.175, Illinois 815 ILCS 711, etc.). Your booking confirmation includes the state-specific addendum applicable to your pickup location.

If your state requires additional disclosures, email legal@pickrv.com for a copy.

Questions: legal@pickrv.com. This page does not constitute legal advice. Consult your own insurance professional regarding coverage adequacy.