MN · 2026 rates · statute-cited
Minnesota RV rental
sales tax, every line.
Marketplace facilitator law collects state + local sales tax automatically. Effective combined rate: 7%. Marketplace facilitator law: PickRV collects + remits, you don't file separately.
The rate stack
WORKED EXAMPLE — 5 NIGHTS @ $98/NT
Optional coverage (carrier-quoted at checkout) + cleaning fee + service charge calculated separately. See full trip-cost calculator.
Host side · Minnesota
Hosting in Minnesota — the legal floor and the practical ceiling
Every PickRV host listing in Minnesota signs into these statutory minimums. Numbers below are primary-sourced; statute citations are linked at the bottom of the section.
Income tax on net
5.35-9.85% bracketed
Top rate triggers above $193,240 taxable single-filer.
Liability insurance floor
$30K / $60K / $10K
Commercial-rental status also requires full collision + comprehensive coverage.
Deposit hold
Up to 21 days after return
Minn. Stat. §504B.178 (security deposit timing analog)
Sales-tax permit
Required from day one
Minnesota requires a Sales and Use Tax account via the Department of Revenue (Form ABR) before collecting on rentals. Minnesota is one of only six US states that requires UM coverage on every motor vehicle policy (Minn. Stat. §65B.49). Combined state + local + transit + special-tax-district rate runs 6.875% (rural) to 9.875% (Minneapolis with Transit + Lodging + downtown improvement districts).
Worked example · Minnesota host at $48,000 net
Net rental income
$48,000
State income tax
$3,648
After-state
$44,352
Band: Bracketed 5.35-9.85%. Effective rate 7.60% on Schedule E net (after maintenance, insurance, depreciation, and commission paid to PickRV). Federal tax + self-employment tax apply separately and are not modeled here.
Interactive · Minnesota host projection
What your monthly net could look like
Move the sliders to your nightly rate and projected booked nights. The math chain uses real PickRV fees and Minnesota's actual income tax band. All numbers are projections, not guarantees.
$60 - $450 range
1 - 28 (default 10 — 60% occupancy on 200 listed days)
Commission
+15% markup
PickRV adds a 15% commission ON TOP of your base, baked into the price renters see — nothing is deducted from your base. Renters also pay a transparent 10% service fee shown before checkout (never a deduction from your payout).
Your gross (base take-home)
$175/night base × 10 nights
$1,750
PickRV commission (added on top — $0 from you)
$0 — the 15% commission is added ON TOP of your base for the renter, never withheld from you
$0
Insurance + maintenance reserve (10%)
Conservative reserve; actual varies by rig age + miles
−$175
Net before state tax
$1,575
Minnesota income tax (7.60%)
Bracketed 5.35-9.85%
−$120
Take-home (after Minnesota tax)
≈ $17,464/year before federal + self-employment tax
$1,455
Numbers are projections based on the values you set + the published PickRV fee schedule (PickRV adds a 15% commission on top of your base, baked into the price renters see; renters pay a transparent 10% service fee shown before checkout) + Minnesota's 2026 income tax brackets cited above. Federal income tax + self-employment tax (15.3% Social Security + Medicare on Schedule SE) apply on top and are not modeled here. Pre-LLC: zero verified bookings; this is a planning tool, not a revenue commitment. Projections are illustrative, not guarantees — the full set of assumptions is listed above.
What hosts get caught by
Boundary Waters Canoe Area (BWCAW) quota permits required May 1 - September 30 — sell out in minutes when reservations open in late January
Any overnight or motorized day trip into the 1.1-million-acre BWCAW requires a quota permit through Recreation.gov ($16 adult / $8 youth + $6 non-refundable reservation fee + $32 minimum deposit). Permits cap each entry point per day; popular entries like Sawbill Lake (#38) and Mudro Lake (#23) sell out within minutes of the late-January 9 AM CT release. Without a quota permit, rangers turn rigs around at the entry point. Hosts marketing Ely / Tofte / Grand Marais BWCA trips must brief renters that permits are non-transferable and the named permit-holder MUST be present.
Primary source ↗(opens in new tab)Minnesota's 6.5% Motor Vehicle Sales Tax replaces the standard 6.875% sales tax on vehicle SALES — but RV RENTALS pay the standard 6.875% + local + 9.2% car-rental tax
Minnesota carves vehicles out of sales tax — vehicle SALES use a flat 6.5% Motor Vehicle Sales Tax (Minn. Stat. §297B). However, vehicle RENTALS under 28 days are taxed under §297A.64 at the regular 6.875% sales tax PLUS a 9.2% Motor Vehicle Rental Tax PLUS a 5% Motor Vehicle Rental Fee = 21%+ combined in some cities. Peer-to-peer RV rentals through a marketplace are typically classified as 'rental of tangible personal property' under §297A.61 subd 3(j) and currently fall outside the §297A.64 car-rental tax (no plates on RVs). Confirm classification with a Minnesota tax preparer before launch.
Primary source ↗(opens in new tab)Primary sources · 4 citationsShow
- Minnesota Dept of Revenue — Income Tax Rates and Brackets ↗
Bracketed 5.35-9.85% individual income tax. Top 9.85% bracket triggers above $193,240 taxable income (single, 2025). 7.85% bracket starts at $98,760.
- Minnesota Dept of Revenue — Sales and Use Tax ↗
State sales tax 6.875% (one of highest base rates in US). Local + transit + special-tax-district additions bring Minneapolis to 9.875%. Rental of tangible personal property taxable.
- Minnesota Dept of Public Safety — Driver and Vehicle Services ↗
Recreational motorhome registration $45-$350/yr scaled by base value depreciation schedule. Commercial vehicle registration $200-$1,700/yr by GVWR.
- Recreation.gov — BWCAW Permits ↗
BWCAW overnight + motorized day trips require quota permit May 1 - Sep 30. $16 adult / $8 youth recreation fee + $6 reservation + $32 deposit. Non-transferable.
Last verified: 2026-06-04. State law changes at budget cycle (typically Jan 1 / Jul 1). PickRV refreshes this dataset annually. Not legal or tax advice — consult a state-licensed CPA before high-volume operation.
Frequently asked
Do I owe Minnesota sales tax on an RV rental?+
Yes. Minnesota taxes RV rentals as either tangible-property sales (most states) or accommodation services. The combined effective rate is ~7%. PickRV collects and remits via the marketplace facilitator law, so you don't file separately.
What's the marketplace facilitator law in Minnesota?+
Minnesota's marketplace facilitator law (effective post-Wayfair) requires platforms like PickRV to collect and remit sales tax on behalf of owners and renters. State Department of Revenue, Marketplace Facilitator Act.
Are there any per-day surcharges on Minnesota RV rentals?+
No per-day flat surcharge. Standard sales tax + local option only.
Can I get the tax refunded if I cancel?+
Yes. Per PickRV's cancellation policy (default flexible: full refund up to 48 hours before pickup), the entire tax-inclusive total auto-refunds. Owner-set strict cancellation may retain a portion of subtotal but state-collected tax is generally refunded per each state's rules if booking is voided.
Minnesota rules · last verified 2026-05-10
- · Tax: 8.50%
- · Min driver age: 21+ standard, 25+ Class A
- · Gravel roads: Allowed — disclosure required
- · Generator quiet: 22:00-07:00
Ready to roll?
Minnesota is waiting.
Flat 15% commission · 48h free cancel. Owners + companies + tour operators all welcome.