NY · 2026 rates · statute-cited
New York RV rental
sales tax, every line.
New York: the effective rate shown sums the 4.0% state base (§ 1105) + ~4.5% MTA/county/city (NYC ~8.875%, upstate ~8%) — the general estimate. Depending on RV classification, a passenger-car rental tax (§ 1160 — 6% statewide + 5% MCTD surcharge) may apply instead; classification is confirmed at checkout. Effective combined rate: 8.5%. Marketplace facilitator law: PickRV collects + remits, you don't file separately.
The rate stack
WORKED EXAMPLE — 5 NIGHTS @ $158/NT
Optional coverage (carrier-quoted at checkout) + cleaning fee + service charge calculated separately. See full trip-cost calculator.
Disclosure: Rates current as of 2026-05-25. Verify with your state Department of Revenue before final launch.
Rates last reconciled against the cited statute on 2026-05-25. Not legal or tax advice.
Host side · New York
Hosting in New York — the legal floor and the practical ceiling
Every PickRV host listing in New York signs into these statutory minimums. Numbers below are primary-sourced; statute citations are linked at the bottom of the section.
Income tax on net
4-10.9% bracketed
Top rate triggers above $25,000,000 taxable single-filer.
Liability insurance floor
$25K / $50K / $10K
Commercial-rental status also requires full collision + comprehensive coverage.
Deposit hold
Up to 14 days after return
N.Y. Gen. Bus. Law §396-z (rental deposit return timing)
Sales-tax permit
Required from day one
New York requires a Certificate of Authority from the Department of Taxation and Finance for any taxable rental — file Form DTF-17 before the first transaction. NYC adds 8.875% combined; upstate counties 7-8%. The Metropolitan Commuter Transportation District (MCTD) supplemental tax adds 0.375% in 12 downstate counties.
Worked example · New York host at $48,000 net
Net rental income
$48,000
State income tax
$3,576
After-state
$44,424
Band: Bracketed 4-10.9%. Effective rate 7.45% on Schedule E net (after maintenance, insurance, depreciation, and commission paid to PickRV). Federal tax + self-employment tax apply separately and are not modeled here.
Interactive · New York host projection
What your monthly net could look like
Move the sliders to your nightly rate and projected booked nights. The math chain uses real PickRV fees and New York's actual income tax band. All numbers are projections, not guarantees.
$60 - $450 range
1 - 28 (default 10 — 60% occupancy on 200 listed days)
Commission
+15% markup
PickRV adds a 15% commission ON TOP of your base, baked into the price renters see — nothing is deducted from your base. Renters also pay a transparent 10% service fee shown before checkout (never a deduction from your payout).
Your gross (base take-home)
$175/night base × 10 nights
$1,750
PickRV commission (added on top — $0 from you)
$0 — the 15% commission is added ON TOP of your base for the renter, never withheld from you
$0
Insurance + maintenance reserve (10%)
Conservative reserve; actual varies by rig age + miles
−$175
Net before state tax
$1,575
New York income tax (7.45%)
Bracketed 4-10.9%
−$117
Take-home (after New York tax)
≈ $17,492/year before federal + self-employment tax
$1,458
Numbers are projections based on the values you set + the published PickRV fee schedule (PickRV adds a 15% commission on top of your base, baked into the price renters see; renters pay a transparent 10% service fee shown before checkout) + New York's 2026 income tax brackets cited above. Federal income tax + self-employment tax (15.3% Social Security + Medicare on Schedule SE) apply on top and are not modeled here. Pre-LLC: zero verified bookings; this is a planning tool, not a revenue commitment. Projections are illustrative, not guarantees — the full set of assumptions is listed above.
What hosts get caught by
Downstate parkway system bans trucks, trailers, and motorhomes — Belt / Hutchinson River / Taconic parkways are forbidden
New York's parkway system (Belt Parkway, Hutchinson River Parkway, Taconic State Parkway, others) was built for 1920s passenger cars with bridges as low as 6 ft 11 inches. Trucks, trailers, and campers are prohibited by law; navigation apps still route motorhomes onto the Belt Parkway en route to JFK. Hosts marketing NYC-area RV trips must explicitly route via I-95 / I-87 / I-278 and disclose the parkway ban — both NYSDOT enforcement + bridge strike are real outcomes.
Primary source ↗(opens in new tab)Adirondack and Catskill state campgrounds open a 9-month booking window; peak July-August often sells out by January
DEC campsites open exactly 9 months out via Reserve America at 9 AM ET and cap stays at 14 consecutive days. Lake George and Saranac region campgrounds within 100 miles of NYC fill in under 60 minutes for July weekends. Hosts marketing peak-summer Adirondack trips need to book the host's preferred campground 9 months ahead — last-minute is unrealistic.
Primary source ↗(opens in new tab)Primary sources · 3 citationsShow
- NYS Dept of Taxation and Finance — 2024 Tax Tables ↗
Bracketed 4.0% to 10.9% on taxable income (top rate triggers above $25M for joint filers, $1.1M for single filers; 9.65% kicks in at $13.4M / $5M).
- NYS — Sales Tax Rates by Jurisdiction ↗
State base 4%; combined state + local + MCTD reaches 8.875% in NYC and 8.0-8.625% in most upstate counties on RV rentals.
- NY DMV — Registration Fees ↗
Recreational vehicle registration $26-$140/yr by weight. Commercial plate scale $100-$1,400/yr.
Last verified: 2026-06-04. State law changes at budget cycle (typically Jan 1 / Jul 1). PickRV refreshes this dataset annually. Not legal or tax advice — consult a state-licensed CPA before high-volume operation.
Frequently asked
Do I owe New York sales tax on an RV rental?+
Yes. New York taxes RV rentals as either tangible-property sales (most states) or accommodation services. The combined effective rate is ~8.5%. PickRV collects and remits via the marketplace facilitator law, so you don't file separately.
What's the marketplace facilitator law in New York?+
New York's marketplace facilitator law (effective post-Wayfair) requires platforms like PickRV to collect and remit sales tax on behalf of owners and renters. N.Y. Tax Law § 1105 (state sales tax) · § 1210 (local sales tax authority) · § 1160-1167 (passenger car rental tax 6% statewide + 5% MCTD surcharge).
Are there any per-day surcharges on New York RV rentals?+
No per-day flat surcharge. Standard sales tax + local option only.
Can I get the tax refunded if I cancel?+
Yes. Per PickRV's cancellation policy (default flexible: full refund up to 48 hours before pickup), the entire tax-inclusive total auto-refunds. Owner-set strict cancellation may retain a portion of subtotal but state-collected tax is generally refunded per each state's rules if booking is voided.
New York rules · last verified 2026-05-10
- · Tax: 8.50%
- · Min driver age: 21+ standard, 25+ Class A
- · Gravel roads: Allowed — disclosure required
- · Generator quiet: 22:00-07:00
Ready to roll?
New York is waiting.
Flat 15% commission · 48h free cancel. Owners + companies + tour operators all welcome.